VOO Our Pick vs VTSAX
Vanguard S&P 500 ETF vs Vanguard Total Stock Market Index Fund Admiral Shares
Buy VOO if…
- •You want the gold standard S&P 500
- •You prefer ETF flexibility and lower fees
- •You believe large-cap will keep dominating
Buy VTSAX if…
- •You want complete U.S. market coverage
- •You prefer mutual fund automatic investing
- •You believe small/mid-caps will eventually catch up
VOO
VTSAX
Type
ETF
Mutual Fund
Issuer
Vanguard
Vanguard
Holdings
503
10
Index
S&P 500
—
AUM
$823B
$1000B
Inception
2010
1992
Key Metrics
Expense Ratio
0.03%
0.04%
Dividend Yield
+1.15%
+1.13%
Daily Liquidity
7.42M
0
Risk (β)
1.00
1.00
Cost Calculator
$
%
VOO Fees
$0
VTSAX Fees
$0
Annualized Returns
YTD
+17.68%
+16.93%
1 Year
+14.33%
+12.97%
3 Years
+20.49%
+19.70%
5 Years
+14.87%
+13.72%
10 Years
+14.56%
+13.97%
Top 10 Holdings
NVIDIA Corporation
8.46%
APPLE INC
6.19%
Apple Inc
6.87%
MICROSOFT CORP
5.18%
Microsoft Corporation
6.59%
NVIDIA CORP
4.66%
Amazon.com Inc
4.06%
AMAZON.COM INC
3.37%
Broadcom Inc
2.98%
META PLATFORMS-A
2.34%
Alphabet Inc Class A
2.80%
BERKSHIRE HATH-B
1.75%
Meta Platforms Inc.
2.41%
ALPHABET INC-A
1.67%
Alphabet Inc Class C
2.25%
BROADCOM INC
1.46%
Tesla Inc
2.19%
ALPHABET INC-C
1.35%
Berkshire Hathaway Inc
1.50%
TESLA INC
1.31%
Related Comparisons
S&P 500 or Total Market?
VOO is the S&P 500—the 500 largest U.S. companies, the gold standard index.
VTSAX is the total U.S. market—3,700+ stocks including all the small and mid-cap companies VOO doesn't hold.
VOO holds about 87% of VTSAX's total market cap weight. The top holdings are nearly identical—Apple, Microsoft, NVIDIA leading both. You're getting the same giants, just with or without 3,200 smaller companies tagged along.
VOO delivered 14.6% annualized returns over the past decade versus VTSAX's 14%. Large-cap dominance crushed small and mid-caps during the tech boom.
The differences matter for structure:
VOO is an ETF with 0.03% fees, VTSAX is a mutual fund with 0.04% fees and a $3,000 minimum. VOO trades like a stock, VTSAX settles once daily.
Jan Klosowski
Read blog →
Sector Breakdown
VOO
VTSAX