FZROX vs VTI
Fidelity ZERO Total Market Index Fund vs Vanguard Total Stock Market Index Fund ETF Shares
Buy FZROX if…
- •You have a Fidelity account
- •"Zero fees" speaks to you
Buy VTI if…
- •Your brokerage is not Fidelity
- •You like to make trades intraday
FZROX
VTI
Type
Mutual Fund
ETF
Issuer
Fidelity
Vanguard
Holdings
10
3,336
Index
—
—
AUM
$32B
$567B
Inception
2018
2001
Key Metrics
Expense Ratio
0.00%
0.03%
Dividend Yield
+1.01%
+1.14%
Daily Liquidity
0
3.93M
Risk (β)
1.00
1.04
Cost Calculator
$
%
FZROX Fees
$0
VTI Fees
$0
Annualized Returns
YTD
+17.07%
+16.92%
1 Year
+13.10%
+12.93%
3 Years
+19.86%
+19.70%
5 Years
+13.92%
+13.73%
10 Years
+9.94%
+13.98%
Top 10 Holdings
APPLE INC
6.08%
NVIDIA Corporation
7.13%
MICROSOFT CORP
5.26%
Apple Inc
6.12%
NVIDIA CORP
5.02%
Microsoft Corporation
5.87%
AMAZON.COM INC
3.79%
Amazon.com Inc
3.58%
META PLATFORMS INC CL A
2.56%
Broadcom Inc
2.65%
ALPHABET INC CL A
2.03%
Alphabet Inc Class A
2.50%
TESLA INC
1.93%
Meta Platforms Inc.
2.15%
BROADCOM INC
1.76%
Alphabet Inc Class C
1.99%
ALPHABET INC CL C
1.67%
Tesla Inc
1.91%
BERKSHIRE HATHAWAY INC CL B
1.46%
Berkshire Hathaway Inc
1.31%
Related Comparisons
Fidelity or Not Fidelity
Similarly to the S&P 500 pair, both FZROX and VTI are basically the same thing performance-wise - they track the entire US stock market with nearly identical returns and a perfect 1.00 correlation. The sexy headline is that FZROX has a 0% expense ratio while VTI charges 0.03%, but honestly - we're talking pennies on every thousand dollars.
Bottom line: if you're investing in a taxable account or value portability, go VTI. If you're all-in on Fidelity for retirement accounts and like the psychological win of "zero fees," FZROX works fine.
Jan Klosowski
Read blog →
Sector Breakdown
FZROX
VTI